The Settlement Market

l.i.f.e. Choices

The secondary market for life insurance is expanding dramatically. And this trend is expected to continue to accelerate. Life Settlements are rapidly becoming the option of choice for unneeded policies. This market is expected to grow more than ten-fold to $160 billion over the next several years.*

Fueling this growth has been the entry of a wide variety of sophisticated funding competing for a share of a market valued at about $1.5 trillion.

Life Settlement Market Facts

  • 47% of individuals over the age 65 own life insurance.
    - Bernstein Research Call
  • 59% of Life Settlement clients are between ages of 71-80.
    - National Underwriter
  • The population of individuals over the age 65 is expected to
    reach nearly 80 million by 2050.
    - U.S. Census Bureau

As competition has increased, so too, have the payments for Life Settlements. And more options are available to the policyowner, such as the Ashar's Split Advantage Program (A.S.A.P.) Settlement, which allows the policyowner to retain a portion of the death benefit while no longer paying the premium.

Clearly, utilizing a partner who can leverage the competition is in the best interests of the policyowner. In so doing…

l.i.f.e. offers a wealth of options.

*[SOURCE: Bernstein Research Call, March 2005]

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